Investing
Investment Goals and Strategies PDF Print E-mail
PERSONAL FINANCE
Written by Sean Pollock   
Monday, 16 June 2008 23:16
Investment Goals and Strategies

It takes time to build wealth and it can't just happen overnight, no matter what anyone tells you. But in order to invest successfully you also need definite investment goals and a strategy.

Are you saving for retirement or are you seeking additional income? Do you invest to save for college or are you looking to build wealth? These are a few examples of what your investment goals can be. Your investment tactics will be different depending on your answer. So ask yourself what you are truly looking to achieve by investing money before you do. If your res ...



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Doubling Your Money PDF Print E-mail
PERSONAL FINANCE
Written by Sean Pollock   
Monday, 16 June 2008 23:21

Would it be nice to see your money doubled? Sounds too good to be true? Not really. Every savings account, every money market account, any annuity has a potential to double your initial investment, if you keep it in for long enough. The question is how long should you wait to see your investment doubled? In general, how do you estimate the return on your long term investment? The first answer that comes to mind is to find the interest for the first year and multiply it by the number of years you expect to keep your account intact seems quite logical, but is not right. We jus ...



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Risk and Return PDF Print E-mail
PERSONAL FINANCE
Written by Sean Pollock   
Monday, 16 June 2008 23:18
Risk and Return

"Don't put all your eggs in one basket," is a refrain you'll keep hearing when it comes to investing. In 'money' words that means "don't put all your money in just one or two stocks." If you want to protect your investments from falling, you need to spread your money across different stocks or bonds. That's called diversification, and it helps you retain your investments, in case the market turns against you.



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Mutual Funds PDF Print E-mail
PERSONAL FINANCE
Written by Sean Pollock   
Monday, 12 April 2004 11:54
Mutual funds are professionally managedĀ investments pooled from many investors. The investors' money is being invested into stocks, bonds, money markets, and other similar securities to achieve the fund's stated goals. Depending on their objective and management style, mutual funds can be of different types, which is reflected in their name.


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Annuities PDF Print E-mail
PERSONAL FINANCE
Written by Sean Pollock   
Wednesday, 07 July 2004 11:54

What is an Annuity?
Annuity provides you with guaranteed income in retirement until the end of your life and no matter how markets shift. By bying an annuity you essentially protect yourself against two risks:

  • outliving your retirement savings
  • losing your retirement savings due to


You can use annuity to:

  • efficiently accumulate retirement money and turn in into guaranteed payments for life
  • turn a po ...


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